AccoLend is a private lender based in Teaneck, New Jersey. We have been investing and lending for many years and have acquired much valuable first-hand experience in many states. Our knowledge and expertise are available to our hard money borrower clients and we are happy to share what we learned of the real estate investment market. Our ability to speedily process hard money loans is unique. We have an incredible infrastructure to process loans in 5-7 days in most (although not all) counties. We have done business with many appraisers and are in position to ask for expedited turn-around times for 1-4 family houses (commercial appraisals are a bit more complex). We offer fix and flip loans, ground-up construction loans, multifamily financing, joint ventures and long-term rental loans. Generally, our bridge loans are twelve months long with minimum term of 6 months. Most importantly, we are the only hard money lender offering hard money loans without charging any points. Our Lending is based on actual cost as opposed to after repaired value. Loan to value for fix and flip loans is between 75%-85% of purchase price and rehab cost. Loan to value for ground up construction is up to 75% of hard costs. Our terms are flexible and we do not typically charge for short term extensions.