Wave: Small Business Software Wave Financial

Deposit times may vary due to processing cutoff times, third party delays, or risk reviews. Since you’re self-employed you don’t have the resources of a large company to make sure you’re paid properly and your books are balanced. Wave accounting software is the solution you need to take charge of your business and keep your hard-earned money safe. With the Pro Plan, automatically import, merge, and categorize your bank transactions. It’s always available, and it’s backed up for extra peace of mind.

Wave has helped over 2 million North American small business owners take control of their finances. Wave has helped over 2 million small business owners in the US and Canada take control of their finances. Automate the most tedious parts of bookkeeping and get more time for what you love. Ready to invoice in style, bookkeep less, and get paid fast?

Button-up your bookkeeping

Approval is subject to eligibility criteria, including identity verification and credit review. Payments are a pay-per-use feature; no monthly fees here! Your deposit times may vary based on your financial institution. All payments are subject to a risk review and periodic credit risk assessments are done on business owners because we need to cover our butts (and yours).

Have an eye on the big picture so you can make better business what is a year end balance sheet for a small business chron com decisions. Our robust small business accounting reports are easy to use and show month-to-month or year-to-year comparisons so you can easily identify cash flow trends. We built our payroll tool for small business owners, so it’s easy to use AND teaches you as you go.

Pocket- and small business-friendly perks

1. Since Wave uses accountant-approved, real double entry accounting, your accountant will have all the information they need.
2. Quickly build project estimates and professional invoices that reflect your business.
3. Email exported financial statements and reports to your accountant directly from Wave.
4. A 1% fee is applied to the amount you withdraw from your available balance, in addition to regular processing fees.
5. All payments are subject to a risk review and periodic credit risk assessments are done on business owners because we need to cover our butts (and yours).

Connect your bank accounts in seconds with the Pro Plan. Transactions will appear in your bookkeeping automatically, and you’ll say goodbye to manual receipt entry. Import, merge, and categorize your bank transactions.

Deposit times may vary due to processing cutoff times or third party delays. Allow your customers to pay your invoices immediately via credit card, secure bank payment (ACH/EFT), or Apple Pay. You’ll both appreciate the speed and convenience.

Decide which of your invoices will allow online payments

Any connections between you, your bank accounts, and Wave are protected by 256-bit SSL encryption. Enable invoice payments through credit card, bank and Apple Pay. Pay per use so you’re only charged when technology clients use this feature. Show clients they’re in good hands by sending business invoices, estimates, and receipts. Automate overdue reminders and credit card payments to reduce friction and focus on the work. 1 Payouts are processed in 1-2 business days for credit card payments and 1-7 business days for bank payments.

Create beautiful invoices, accept online payments, and make accounting easy—all in one place. We provide different levels of support for customers who use different features and services from Wave. Full details on how Wave support works are available here. Wave was designed specifically for small business owners like you – no CPA required. With our intuitive dashboard, you’ll be a money management pro in no time.

You’ll have all the information you need to ensure you don’t miss out on any tax incentives that could grow your business, minimize taxes, and help you keep more of your money. When everything is neatly where it belongs, tax time is simple. Wave’s smart dashboard organizes your income, expenses, payments, and invoices. We provide different levels of support, depending on the plan and/or the add-on features you choose. Our servers are protected physically and electronically.